Fact:  It is an employer’s market and the system is imperfect. All of us, recruiters, job seekers, hiring managers, small businesses and people who still have jobs are part of the system. Every day people comprise the majority stake holders at any major corporation. The few major shareholders employ every day people to engage activities that affect other every day people.  We all get consumed with out own concerns, identifying with that which earns our income and often contribute to the agenda of powers that (think they) be unknowingly.  Have you ever thought about how what you do in the name of your employer affects every day people?

The middle class has unknowingly been at war with existing power structures for as long as there has been a middle class. When industry needed labor, it encouraged people to abandon family farms to become dependent on selling labor in return for food, shelter and medical care. For many years, the United States demonstrated the ideals of Capitalism, becoming an industrial and a technological leader.  Many of us buy into these beliefs and do what we can to attain “financial freedom”, even when it means treating our fellow middle-class citizens unfairly.

Every-day people established labor unions to set fair labor standards. The middle class began to enjoy ‘free time’, buying toys and contraptions to occupy this discretionary time.  Consumerism was born.  Throughout the invasion of Japanese cars, the introduction of Pac Man, Disco, Heavy Metal and Hip-Hop Music, middle class Americans maintained an illusion of expansion.  Credit was available to anyone that ‘could fog a mirror’.  When overtime was cut, we financed this lifestyle on credit cards …until the elite took a major withdrawal of middle class wealth from the financial markets in October of 2008 and credit dried up.  Most everyone believes the cycle nature of the economy is natural and try to retain our life styles during the down turns.

Although ‘Globalization’ has been confused with greedy redistribution of wealth from the middle class to the elite, the idea is to tap locally abundant natural resources and make them available for the good of the entire planet.  For example, the mid-western American states can efficiently grow food.  If the global system worked for the good of all, farmers would not be paid by the government to refrain from growing food.  They would not destroy ‘excess crop’.  What can be considered ‘excess crop’ when there are millions of starving people, some in shadow towns like Detroit?

Globalization was promoted as the wave of the future, as agents of the elite manipulated legislation to enabled giant corporations to reduce the American labor force.  American plants closed to reopen in countries with abusive or non-existant labor protection laws and minimal environmental protection.  Corporations market themselves as saviors, raising the living standard and bringing hope to developing nations.  At first glance, it looks like a good thing, to improve lives in impoverished countries.  However, raising the standard of living in one country by lowering another, results in zero net benefit; or worse.  Unfortunately, we have become so bombarded with “information” that we create blinders and focus on only that which affects us personally.

Especially because so many American people can not find living wages, now is the time to come together and demand Industry be held accountable for greed, deception and fraud, government execute the public agenda and to empower ourselves against the abuses causing this economic meltdown.  Individual power is limited.  Have you ever felt helpless to change the system?  Perhaps that is by design.  The current social systems serve to divide and conquer every-day people into socially contrived ‘Us’ vs. ‘Them’ camps, limiting cooperation and therefore, perceived power to affect change.  In other words, it is in the best interest of wealthy players to maintain status quo and the best way to do that is to convince everyone else that there is nothing they can do about it.

When every-day people experience injustice, 99.99% of the time, the injustice is perpetrated by another every day person working in fear, hoping to maintain a means to buy food, shelter and medicine. One person may be a collection agent and the other a laid off auto worker, but they are both one, in a sea of masses, playing adversarial roles within the fabricated social structure, designed to benefit the obscenely rich.  It is in the interest of Big-Business to manage a fear-based society, by withholding life-sustaining necessities and to foster a divisive social structure.

I think about how I’ve made decisions throughout my life.  When I was a child, I wanted to pursue my passion as a source of living.  Everything I learned about capitalism said we all had the freedom to do what we love as our contribution to society and earn a life style to the extent we provided a quality product or service.  However, my parents, concerned for my ability to support myself, encouraged me to become educated in a field that offered unlimited opportunity; business.  I didn’t realize it then but looking back, I see how I decided to get an undergraduate and graduate degree in business administration out of fear – of being poor.  I made employment decisions to avoid adversity, rather than move toward abundance.

These past few years have become a scary time.  It is important to acknowledge these fears, strengthen personal and professional networks and change the way we think about employment.  Employment is selling time in return for the privilege of life.  Business exploits desperate people, lowering wages to 1970’s levels as executive pay and corporate cash reserves increase.  They flock to states with the highest unemployment rates, anticipating crowds willing to work on straight commission or at near poverty rates – then indignantly demand the elimination of unemployment compensation.  Some suggest eliminating minimum wage to solve the unemployment problem, as if working, not living was the objective.  Many people will agree you have no choice.  Don’t believe it.

Every day people can negotiate, learn to value their own time and talents and refuse to participate in systemic corruption.  That means recognizing that every business exploits human and natural resources to profit.  Exploit means to earn more dollars from the resource than it costs.  This is reasonable and in fact, necessary in any sort of capitalistic or trade-based society.  In order for it to work for the good of everyone, employees must earn enough money to live a balanced life.  When well-meaning friends and family suggest former executives take “anything” at any rate, just to feel like you have a purpose, smile and nod politely then flush that advice.  Few legitimate low-wage employers want someone who will quit as soon as possible.  Hiring managers in fear of their own job don’t want to hire someone who could replace them in a heart beat.  Besides, what sense of purpose is generated when someone who followed the rules of capitalism is forced take work he hates for insufficient pay due to no fault of his own?

Refusal to participate in systemic corruption applies to personal decisions about minimum standards for employment.  Employees often think of the Corporation as the only player setting standards, failing to accept responsibility for their own choices.  When you feel squeezed to accept unreasonable terms, you are in victim consciousness; desperation.  To reclaim personal power, answer the question ‘Do you work to live or live to work?  Unless people are passionate about work, they work to live. Life requires sufficient income and time off to enjoy life.  If possible, refrain from making employment decisions that do not provide for the means to enjoy life.

If you used to make $75,000 a year, you might consider $55,000 – $60,000 in this market but not $25,000 in his field of expertise using transferable skills.  Don’t even apply for full time work that will not provide for a reasonable life style, based on personal qualifications as well as the market.  If the job posting doesn’t include a salary range and you get an unacceptable offer, make a counter offer.  Working full time for less than enough to survive increases your stress levels by adding a lousy job to continued financial challenges.  It can eliminate time for job searches, family and pursuing passions that may provide for long term financial stability.  It is also unfair to your employer because you won’t be giving your best.

Accepting employment or employing people for far less money and benefits when nothing but the price of a new house has decreased is destructive to the employer and society.  Stressed employees make lots of mistakes, are less than fully productive, can cause quality and safety violations resulting in financial penalties to employers.  They focus on short term personal benefit rather than long term company success.  These people may have more than one job, working excessive hours instead of getting sleep and having fun.  This makes us less effective at providing quality, quantity and service required for a respectable corporate reputation.

Part-time or contract work can be better than no work.  It might lead to full time or facilitate finding better work.  However, specifically because employers do not pay benefits to part time employees, part-time or contract employees need to earn a higher wage than ½ a reasonable full-time job.  Accepting work for less than is fair and reasonable perpetuates the recession and long-term success of the country because without discretionary income you can’t stimulate the local economy, save for the future or fully contribute your unique talent to improve the world.

Practically no one is paid to stop the corruption and fraud plaguing the world. The only reasonably way to fight against corruption is to refuse to participate and take action to correct injustice. If that means earning less money than through unscrupulous and ruthless means, so be it.  It takes regular people reporting illegal and dangerous activities embedded in business, education, non-profit, religion and government to initiate corrective action.  Every decision every person makes in every-day activities contributes to the problem or the solution.

When we act out of fear, we contribute to the problem. When we act out of compassion, we contribute to the solution. Fear-based actions include standard ‘fight-or-flight’ responses as well as subtle actions with well thought rationale, having roots in unconscious programming.  Actions based in compassion include standard and subtle implications too.  For example, many people pursue professions based on the model ‘find out what they are buying and sell it to them’.  It is a perfectly rational model until the intentional manipulation of consumers is factored in and we realize people will buy what ever enough advertising, marketing, promotion and lobbying yield convinces them they need, and that it will change based on the agenda of businesses with the most money.

I propose and live by a different model that says ‘If you have a passion within your heart, there is someone that needs you to express it’.  That means hobbies can become a primary source of income.  Let the magnitude of that sink in.  While it is not always a means to address an immediate need, there is always a way to make a living doing what we love.  Love-based decisions move us toward what we want, whereas fear-based decisions move us away from what we don’t want.  Because love expands and fear contracts, we become more than we were when acting out of love and less of our true selves in fear.

Rational factors, such as consumer demand, competitors, barriers to entry, expected return on investment and investment recuperation period are all important considerations.  They are measurable, coming in all sorts of charts, graphs with any number of text-book theories.  Unfortunately, information is often intentionally manipulated, rendering it deceptive.  At best, rational factors demonstrate historical results from measured indicators.  Rationale can not verify proper weight given to intuition, predict synchronicity or rectify thousands of years mass-programming that work is not supposed to be fun.  With the current speed of intellectual progress, history can not predict the magnitude of human potential for an unprecedented consciousness evolution of every day people.  Trust your intuition and follow the path it urges you to go.

Regardless of man’s ability to measure, every action we take matters, regardless of apparent results. These seemingly insignificant actions form a collective of other right-action and it makes a difference.  One voice is drowned out by the loud clanks of a machine called status quo.  But a chorus of voices persistently singing harmoniously to a new song can draw a crowd.  When a crowd gets big enough, the fields of injustice are trampled, making room for a new crop.  Society needs to plant new seeds.

Make your voice heard by contacting those claiming to be ‘public servants’ with views, opinions, concerns and demands.   Speak or write with authority.  Government works for the people, even if the system is compromised.  Call the White House switch board at 202-456-1414 and leave a passionate message to the President.

Research concerns.  Read about history not found in school books.  Write letters to editors, news stations; comment on articles and in blogs.  Join causes that match your beliefs.  Refrain from subscribing to ‘group think’, also know as ‘herd mentality’.  Network with like minds.  Build vocational relationships.  Sharpen critical thinking skills.  Ask tough questions.  Refuse to accept lame excuses and unnecessarily complicated explanations.  If you don’t understand, know it is intentionally planned.  Ask again.  Confront abusers directly, with compassion.  Stand up for your rights and follow your dreams, no matter how futile it feels.

Don’t entrust your fate to unemployment predictions or your livelihood on the whim of an employer.  Use employment as a means to your ends and do something you enjoy as you develop your hobby into a career.  Negotiate fair terms and give employers a little more than agreed.  Think about the affect your actions have on other every day people at work, in social groups and in your personal decisions.  Be loyal first to yourself, knowing with certainty fair employment provides for a balanced life.

Acknowledge fear and its derivatives doubt, anxiety and confusion without judgment.  Fear in its most basic state is a natural signal that action is required.  Don’t ignore or cover it up. Discover it.  Personal introspection, development and acting on faith leads to empowered, right-action.  But the road to survival in the 21st Century job market isn’t straight.  In addition to the curves of a normal scenic route, expect U-turns due to construction.  It’s easy to try a new way of living for a day, week or month but slip back into fear when you don’t see immediate results.  Be committed to a new way of thinking as a way of life, not a short term experiment.  When you seem to “fail” at meeting your objective, realize you have more inner work to do.

In order to survive the 21st Century job market, you need to do extraordinary things.  It begins with a personal inventory of skills and talents.  Knowing your self and personal passion is an on-going project.  Anything within your soul demanding expression is something others require.  Packaging and marketing takes time, effort and defiant persistence.

Go back to school, follow your passion and stop trusting business or government to rescue you. Stop thinking you are informed because you watch the corporate-owned news. Stop believing you can’t do anything to improve your life. Take your unemployment as an opportunity to open your own business, go to school or become socially active.  Learn new skills to keep your mind sharp and developing.

This is a ‘make-or-break moment’ in human history.  The powers that (think they) be have been and want to continue to be in control.  If the middle class hadn’t taken such a blow with the market crash, wage reductions and unemployment, after decades of wealth-reduction, the elite would have had a better chance to slowly bleed the masses to death without anyone noticing.  So let’s make this time the proverbial ‘rope’ by which systemic greed and deception ‘hangs it’.  Learn to recognize this period of uncertainty as a wake-up call, when every day people do extraordinary things, have confidence in yourself and fulfill your dreams.

I saw a show called PBS Frontline: The Warning — How Greenspan, Summers & Rubin Conspired To Silence Derivatives Whistleblower Brooksley Born. The story is about the economic meltdown, a lady who tried to stop it and Alan Greenspan‘s deliberate strategy to refrain from enforcing fraud laws.  It’s amazing how the primary conspirator who caused the global meltdown will live the rest of his life as a multi-billionaire while probably tens of millions of people suffer the financial devastation caused by Mr. Greenspan’s “mistakes”.

Alan Greenspan, the Chairman of the Federal Reserve, was responsible for maintaining a stable economy for the 18 years prior to the meltdown last year.  He was a Capitalist who firmly believed in the free market system.  I don’t think he ever sufficiently justified how a believer in the free market could take a job regulating that very market, in good consciousness.  It’s like a pacifist priest taking a job as an executioner.  It is inconsistent.  But regardless of the hypocrisy, Alan Greenspan became a very rich and powerful man.

True to his nature, Alan Greenspan is reported to have been involved in a conspiracy to silence Brooksley Born, charged with overseeing the Derivatives Market – the ultimate cause of the meltdown.  But are Alan and his co-conspirators “the bad guy”?  I think they are greedy, wanna-be elites who convinced themselves to believe whatever they perceive to be in their best interests.  I say “wanna-be elites” because these people all worked very hard.  It is the people Alan and his buddies ultimately report to that are above the need to actually contribute to society.  The elite don’t work.  They simply take from society.

I’m sure there are some elite people who are exceptions to this rule.  I’m not talking about those who make a big deal about giving “Charitable Donations” to offset their reported income for tax purposes.   I’m talking about mega-billionaires that invest in programs to educate the masses, preserve the planet and invent scientific miracles to help humanity. But as a rule, there is a large number of highly intelligent, hard-working people in the “upper-middle class”, earning anywhere from $250,000 a year to several millions of dollars a year who work for the elite in government and industry, promoting an agenda, at the expense of middle class people.  For those of us that still have access to food, housing and medical care (some how, some way), this explosion of desperate people is actually a blessing.  Since millions of people are affected so drastically in such a short span of time, virtually everyone personally knows someone in crisis who “doesn’t deserve it”.

Capitalistic propaganda indoctrinates us to believe that everyone who applies himself, works hard and follows the rules will earn the right to food, shelter and medical care to whatever extent he deserves, according to contribution to society.  This way, everyone has an excuse to judge the unfortunate as undeserving.  This also has a way of lighting a fire under our collective ass to “prove our worth to society” and ultimately, continue serving the interests of the elite.  Greenspan allowed himself to believe “the market would correct for fraud” when in fact his job violated the “free market”.

So now Greenspan and his buddies are considered “the bad guy”.  But are they?  Certainly they bear responsibility.  I think we, the people should demand these and other greedy, fraudulent liars should pay heavy restitution – in line with the money they earned by defrauding the American public – directly to the American public as in assets being seized for their crimes, sold and distributed to everyone under some threshold – say a quarter of a million dollars of income a year.

Then we should systematically eliminate laws favoring industry, entity “rights” and protection from individually accountability and devise a system of law that rules on result, not through the loopholes.  For example, let’s just say “Corporate Deception” is illegal.  Instead of judging based on technical confusion, let’s have a judge decide “Was that deceptive?”.  If so, “Was the deception intentional?”  Then “Who is responsible for the deception” and financially penalize everyone involved in the deception, according to his role in the deception.  The more the individual earned during his participation in the deception, the more he would pay.

I’m sure it is not as easy as I imagine.  We still have to deal with issues of politics – interfering with progress…Like the Unemployment Insurance Extension being stalled in the Senate so unrelated items can be attached in a political tug-of-war for power.  But if Government Officials had no financial incentive to serve the Corporate Masters, it could work.  Regardless, it’s time we do something productive.

Unfortunately, we are too busy establishing blame and fighting amongst ourselves.  I read an argument between desperate unemployed people waiting for an extension to avoid being evicted from their houses.  In the argument, some people bring up race, others political affiliation regarding blame for our economic condition.  Can you see how that redirects attention from the underlying cause of unemployment?

I say, STOP FIGHTING EACH OTHER!  We are all vulnerable.  It is not the Republicans, Democrats, Libertarians, Christians, Jews, Muslims, Pagans, Atheists, the people from the city, the people from the suburbs, impoverished or well-to-do.  It is the systems under which we operate.  We can fix this, if we start now and join together with all of the masses against the abuses by the elite.

I was happy to hear our government passed “Financial Reform” until I realized credit card companies are bound and determined to find new ways to circumvent the intention of new laws.  I’ve had a particular credit card for over 20 years through my credit union.  They have always treated me fairly.  I bought into the “member” status as an indication that they actually care about me.  Then I received notification of the effect of the Financial Reform law.  When I called to complain, they blamed the financial reform laws, intended to establish fair practices”, HR 627,  for the following changes to my Visa Gold:

1)     Replaced a fixed rate credit card with a Prime + 8% variable that

2)     Increased my rate

3)     Increased “penalty rates” to 25%, if applicable

4)     Changed enforcement policies to increase minimum payment obligations

I’ve been given the option to refuse this change by closing my account.   When I mentioned that was anti-predatory legislation, an employee explained the legislation backfired because it was past hastily with vague language allowing for these increases.

It is disappointing to realize that even a long-trusted credit union is contributing to the demise of the middle class by enacting policies in direct defiance of the intent of legislation.  It is even more disappointing to realize that after months of debate, Congress passed “consumer protection” legislation with loopholes the size of a truck that are being blamed for increased credit card rates and fees.

At a time when savings accounts earn a fraction of a percent interest, corporate profits increase when the middle class continues to dissolve, government bails out Banks as they evict more and more families, tens of thousands of people die from lack of health insurance and unemployment is expected to continue to rise for the next couple of years, the middle class can not afford legislators that pass “Consumer Protection” acts allowing for further abuses. Contact your “representative government” here.

Do you have an experience with the new legislation?  If so, I’d like to hear it.

 

As it was, corporations hid behind supposedly grass-roots organizations to manipulate the minds of every day people.  Now, corporations can come out of the shadows and directly finance campaigns, pouring dollars from 401k common stock holders, preferred stock holders and use dollars generated by exploiting low-level employees toward the interests of the (elite) controlling owners.  I think the pool of money, directed at the demands of a few, is an attack against individual rights, giving the middle class virtually no say in governance.

Early in 2010, in Citizens United v. Federal Election Commission, the Supreme Court decided against every-day people, creating a super-human status to corporate entities.  This ruling was the final nail in the coffin for the poor excuse we HAD for “representative government”.

Capitalistic principles require free competition.  Big business colludes to form unnatural monopolies for the accelerated wealth of majority share holders, eliminating competition.  These unnatural monopolies have conspired to fund legislation and legislators to allow unfair trade, eliminate individual negotiation ability, reduce wages (while cost of living increases), secure outsourced, near slave-labor, reduce quality of products and services and confiscate middle class wealth.  “In 1998, … the top 5 percent had more wealth than the remaining 95 percent of the population, collectively….The U.S. is atypical in that inequality has risen so sharply over the last 25 or 30 years.”  Many hard working people find themselves earning the same now as they did 20 years ago when the cost of living has markedly increased because there are fewer employers with which to negotiate.  That isn’t free competition.

Small business owners are particularly vulnerable to attack.  They do not have the economies of scale, negotiation power or the dollars to purchase the souls of government officials.  Remember the old days when you went to a hardware store, purchased tools and equipment that would out live you – and received instructions on how to best complete your home project?  Well most of those businesses went under, so Lowes and Home Depot could make arrangements with well-known manufacturers to produce cheap products that break easily and perform poorly.  Remember the days of specialty shops, owned by the lady that let you in the fitting room?  Clothes were made of good-quality material with professional-grade construction.  Now, you can buy a sweater for $10 that will fall apart in months rather than decades.

Small business owners do not have the financial resources to buy the souls of our elected officials, pay for their ads (we can hardly pay for our own), organize campaign functions, etc.  We are working 18/7 just to scrape by.  Now that dollars replace the need for political candidates to generate individual support, how much sincere attention to our agenda will small business & individuals be able to purchase?  Have you ever considered the affect of hearing the same thing over and over again?  It becomes truth in your mind.  Every decision you make is based on what you know as truth.  But how can a rational person believe advertising is “truth”?

Competition also requires full access to accurate information so that every-day people can make purchase decisions based on the quality of products and services as well as the social responsibility of the provider.  But corporate owned media limits “free speech” to those that can buy it.  Corporate attorneys and tax advisers manipulate the flow of information to paint a facade to hide the greed, deception, fraud and violent crimes they commit.  If you watch the corporate owned television stations and read the corporate owned newspapers, you hear what they want you to believe.  All the CEO’s come on to convince us to do what they need us to do for their best interest.

Today, producers of quality products and valuable services go out of business because every day people are earning less and less money, buying cheaper and dangerous products.  Many individuals that thrive do so by perpetuating the corporate agenda, at the expense of human compassion.  Keith Obermann of MSNBC had a few choice words for his listeners.  But will we listen?  Or will we ignore the “liberal” idea of individual liberty.

It is my opinion that in a land of, for and by the PEOPLE, conglomerations of people do not get the human right of free speech – or anything else – because entities should not (but are) protected by the constitution amendments (paid for by corporations).  Corporations make their profits off the brow of employees, financed by minority shareholders and profit through consumers by deception and greed.  However, only the views and opinions of executives, majority shareholders and board members are represented by their political contributions.  The people in the organizations can exercise their right to free speech, using their own discretionary income, ability to influence and … any critical thinking skills they may still possess to participate in governance. If you agree to any degree, do something about it.  Here’s a petition you can sign.  You can call and write your “representative government” officials, write in blogs, comment on articles, Tweet about it and discuss this with family, friends and associates.

Individual people have more power than they realize.  We influence people around us by example, discussion and action.  What are you doing to make a difference in our future.

In this time of crisis, many people wonder if Capitalism has failed the Middle Class.  With the stock market crash, dangerously high unemployment expectations, a health care crisis, the credit crunch and a plunging real estate market, many people who followed the rules of engagement, believing in the ideals and rewards of Capitalism find themselves fighting for survival against an invisible enemy.  Unfortunately, like a drowning victim endangering his rescuer, the middle class focuses anger on the first person we can grab; one another.

The divide and conquer strategy for success is well documented.  Sourcewatch.org states “Divide and conquer refers to the common strategy of seeking to cultivate neutrality or support from those considered ‘moderates’ as a way of undermining and marginalising those deemed the ‘radicals”.  This frustrates me so I’ve been doing some research:

Wikipedia.org explains “In politics and sociology, divide and rule (derived from Latin divide et impera) (also known as divide and conquer) is a combination of political, military and economic strategy of gaining and maintaining power by breaking up larger concentrations of power into chunks that individually have less power than the one implementing the strategy. In reality, it often refers to a strategy where small power groups are prevented from linking up and becoming more powerful, since it is difficult to break up existing power structures”.

An Article called “Capitalism and the decline of the middle class” By Mary Sanchez, Kansas City Star Columnist says “Consider the findings of the 2009 “MetLife Study of the American Dream,” released in March: Half of all respondents admitted they were one or two paychecks from ruin. If they lost their jobs, within a month, 50 percent of the people polled admitted they would not be able to pay their bills.

An additional 28 percent said losing their job would find them unable to pay their bills within two weeks. More than a quarter of people earning $100,000 said they’d be insolvent after a month of unemployment.

That’s not middle class stability as most people would define it. No doubt this situation owes much to the recent crash in home prices and the cratering of the stock markets. But that’s another way of saying that many Americans were simply never as upwardly mobile as they had assumed, or deluded themselves into thinking they were”.

An internet reviewer named Matt on Listmania has a very interesting article called “Middle class –anti Capitalism” that reads “The list author says: “The word “Capitalism” refers to the penetration of capital into the sphere of manufacturing. It isn’t used (correctly) to refer to simply the presence of trade between people. The correct definition … refers to a monopolization on the means of production by a minority, and the employment of wage labor, wage laborers constituting the majority of society. Anti-capitalism is not an attempt to crush the inevitable (and admirable) desire of human beings to trade things, to produce things, to be entrepreneurial, and to improve their lot in life through their own hard effort. Rather, it comes down to one simple thing: the desire to eliminate wage labor as the basis, or even a part, of the economy. Wage slavery is a social problem, and it requires a social solution…The so-called “middle class” is affected by this problem every bit as much as manual workers… It is a fallacy that capitalist ownership relations are in the ultimate interest of anyone but those select few who make their living primarily from ownership and not from working. These people, the true capitalist class, contribute nothing useful to society; they simply manipulate money”.

Other people claim Capitalism is doomed to fail.

In an article called “Is American Capitalism Doomed To Fail” from 13 October, 2007, G Asgar Mitha says “(Capitalism)’s been around for ages but it’s never developed so many ugly heads since taking a rebirth in the US only a mere century ago. There is nothing wrong with capitalism so long as the objectives are honest to benefit mankind. The objective of American capitalism, as it now has become, is to create wealth in the hands of those few who are greedy, have no scruples, principles and conscience, who tap market forces to loot the unfortunate many and finally go out and indiscriminately massacre and murder anywhere and everywhere so that they can exhaust their inventory of weapons of mass destruction and replenish these with even more deadlier ones… It wants to control energy resources and lanes so that it can dictate who gets the oil, how much and at what price. It has to manufacture wars on the most flimsiest of pretexts so that it can continue to churn out weapons of mass destruction (WMDs)… American capitalism manufactures needs through the medium of advertisements and, also through banks which fuels capitalism by the credit mechanism… American capitalism is not content at destroying its own citizens… Super malls and expensive stores have been built in Doha and Dubai to empty the pockets of the medium class nationals but not the rich who shop in the capitals of the capitalist countries paying exorbitant sums of money for the latest in designer goods. No matter where one goes, it’s the same story. American capitalism has been exported to every nook and corner of the earth. Even China. The handfuls of countries that are not touched are its potential future victims.

A blogger named Socialist Wolf says “Yes, capitalism is doomed to eventual failure and collapse. This fact can be easily proven with just 3 prepositions. 1)  A capitalist economy must expand in order to remain healthy 2) Expansion requires resources 3) Resources are finite within the universe.  Thus we find that there comes a point, wherein there are no resources free to be used for expansion. As expansion halts, the capitalist economy withers and dies. We see here that due to no future expansion (there aren’t any resources with which to expand), the economy cannot grow. (Even in an information based economy there comes a point when everything is known). Without the expectation of growth, there will be no investment, as there will be no return on investment. Short run Aggregate Supply will fall, as it is no longer profitable to produce. As SAS drops, unemployment will run rampant, and as no one has money to purchase goods and services, the economy collapses under it own dead weight”.

The Zeitgeist Movement believes “[F]ree market capitalism in the form of the trade uses debt to imprison the world and manipulate countries into sub servants to a handful of large business and political powers. Apart from these obvious immoralities, the system itself is based on competition, which immediately destroys the possibility of large-scale collaboration for the common good. Hence paralyzing any attempt to a true global sustainability”.

Many religious and spiritual communities claim to prophesize natural, economic, medical, educational, religious and governmental demise we seem to be witnessing today. What more and more people seem to agree on is the necessity for a shift in human and social consciousness. “Until very recently the transformation of human consciousness … was no more than a possibility, realized by a few rare individuals … irrespective of cultural or religious backgrounds.  A widespread flowering of human consciousness did not happen because it was not yet imperative.  A significant portion of the Earth’s population will soon recognize, if they haven’t already done so, that humanity is now faced with a stark choice:  Evolve or die.”

The Galactic Research Institute says “Great discoveries occur because the time demands them. The more urgent the need, the more necessary is the discovery. The Law of Time was unearthed to facilitate an unprecedented shift in human consciousness. Only by such a shift can the global crisis be resolved and surmounted.

By 2012, according to the Law of Time, we must be ready for this shift, the unparalleled transition into the next stage of our evolution, the noosphere. This signifies the attainment of a unified field of planetary consciousness”.

The Lightworker’s Spiritual Network says “The human family is in the midst of the most significant transformation of consciousness since its emergence in Africa over one hundred thousand years ago. Consciousness has been evolving for billions of years from the first cell to us. We are becoming aware that through our own consciousness the universe can know itself. This awareness reveals incredible new potential for our individual and collective humanity”.

The economic collapse has robbed the middle class of rewards promised long ago.  For decades, the practice of Capitalism has descended through the bowels of hell, feverishly fashioning a web of deception that is now at the point of implosion. All but the ruling rich have felt the impact of this devastation. The ruling rich is an infinitesimal portion of the human population.

“The Masses” have a decision to make:  Succumb to the “divide and conquer” strategy of the ruling rich or come together for meaningful, lasting change. Listen to opposing points of view. Recognize information generated by mainstream media is filtered threw a labyrinth of ownership interests to distract attention from the well being of the masses. Recognize that Capitalism is about exploitation of resources. Exploit your own resources (ability to learn, communicate, research, formulate opinion, negotiate equitable terms), take personal and professional responsibility to enforce justice, expose corruption and affect reformative practices, abide by your own beliefs in daily life, restore passion to your life, engage compassion and unite with the masses.

I watched a program on mainstream television about how employers are taking out life insurance policies on their employees…and collecting the premiums.  See it here.  I wonder how an entity can own the rights to my life.  I can/must buy insurance on my house, but not my neighbors’ house – or even my mother’s house, for good reason.  The incentive to profit can motivate people to do almost anything.

Per Buck Consultants, “In general, an employer-owned life insurance contract is a life insurance contract that is owned by a person engaged in a trade or business and under which that person is a beneficiary under the contract, and that covers the life of an insured who is an employee on the date the contract is issued. The employer is not required to even notify the employee – unless they want tax advantages.  So how is it that an employer can purchase life insurance on employees – unless they own us?

If you take exception to being considered as property by industry, take action.  Call your “representative government” today and at least once a week to make your opinion heard.  Find them here:  http://www.congress.org/.  It is time the PEOPLE of this country stop depending on others to act in our best interest, stop taking anyone’s word for the truth, stop considering mainstream media a good source of “news” and actively co-create the change we want to see.  So may it be.

Am I the only one who has a problem with this?

I don’t know how to fix the economy, eliminate greed and corruption or establish liberty and justice for all. But I can do research, draw my own conclusions and write.  For those of you who are too busy working multiple jobs just to tread water, I’ve summarized my research below:

In an article called “Why do people have different opinions?by Dale Husband (centrist liberal), from Friday, January 16, 2009 he said “One of my most basic axioms is that there can only be one truth and one standard of right and wrong as far as empirical facts as well as ethical standards go, but that the limited vision and knowledge of human beings makes us unable to know absolutely what that truth or standard is; we can only approximate it in our minds.…I believe that we humans, for all our intelligence, are still limited in our minds as well as our perceptions of reality. We can only know so much or sense so much and thus when we form opinions based on our knowledge and perceptions, we are prone to error. The problem comes when clashes between people with different opinions occur. Often, debates result in which efforts are made by both sides to show that the other side is in error. Usually, however, most supporters of both sides refuse to budge in their positions, and so the debates prove fruitless.”

In an article called “The Value of Dissension”, posted by Ben Tomhave on September 16, 2008, discussing consulting issues, he says “There seems to be a fallacy in American politics and corporate life these days that conformity and blind acceptance of the prevailing BS perspective is the apex of social evolution. Nothing could (or should) be farther from the truth. The fact of the matter is that conformity and the oppression of dissent is a fundamental threat to the very foundations of this society. It undermines creativity and innovation, causing an erosion not only in social values but also in the ability to solve problems.  The prevailing problem, as I see it today, is that the powers that be believe their way is the only way, and that anybody who dares question that way is in fact threatening the basis of their existence…This suppression, repression, oppression of progress is a subversive manner of attacking dissenting opinions. Innovation should introduce creative solutions to complex problems that ultimately frees us to focus on other problems. The only way to evolve is to build on previous evolutionary steps…Where is the beauty of the simple solution? In the case of politics, it’s very easy: throw the bums out, bring in different bums who hopefully have different allegiances or are at least not as sold-out as the last bums. However, we need to be wary of the violent resistance that the status quo may throw in our face. Never before do I recall seeing such violent opposition from the establishment – usually it’s the other way around! It’s a sad state of affairs when the threat of social evolution is viewed as so great that the establishment will violently work to oppress the next state of being. Perhaps this belies the importance of the underlying corruption and the false belief that power is everything. Perhaps the solution to such oppression is to find a way to remove the power without having to directly confront the status quo.”

I watch the 24/7 news cycle in disbelief as media points viewer attention to a few, insignificant and/or deceptive stories.  This coverage elicits strong emotional reaction rather than providing an honest overview of global concerns and facilitating solutions.

In “Reflections on a Largely Forgotten Book: Herbert Schiller’s The Mind Managers” (1973) by Paul Street, he writesThe main media institutions are owned and operated by giant profit-based state-capitalist super-conglomerates like General Electric (owner and part owner of NBC, A&E, American Movie Classics, Biography Channel, Bravo, CNBC, Court TV, History Channel, MSG Network, MSNBC, National Geographic Worldwide and more), Time Warner (owner of film and music production companies, theme parks, sports teams, magazines, websites and book publishers as well as Turner Broadcasting), Walt Disney (ABC, Disney Channel/Network, Lifetime Network, ESPN, Classic Sports, E! and more), Viacom (CBS, Paramount, Blockbuster, theme parks, music publishing, book publishing, Nickelodeon, MTV, TNN, and more), the News Corporation (FOX Channel, Fox News, Wall Street Journal, New York Post, 20th Century Fox, London Times, TV Guide, the LA Dodgers, many stadiums, five New York sports teams, FOX Family Channel and more).”

In “Manipulation of The People— The Rudiments of Propaganda” by Andrew P—09/2003 (updated 09/05), he says “Media ownership is central to the manipulation of the people. Manipulate the people, and you manipulate their vote. You either control the media by owning it or by doing favours to those who own it. In the United States, large corporations own the media and these, in turn, receive favours from the Government in the form of influence over legislation and special tax breaks. Worryingly, only five mega-media corporations now control almost all of the US media, which is why the American people are among the most ignorant and brainwashed in the world… As Noam Chomsky once observed, expecting NBC News (owned by the leading “defense” contractor General Electric) to give an objective and un-biased account of world affairs would be like expecting General Motors’s company newspaper to give a truthful and detached account of working conditions in its automobile plants.“

Isolated stories of government and corporate fraud pretend to defend justice when the underlying cause is ignored and forgotten by the sound bite scholars punctuating this generation.  Comedians do a better job exposing media accountability than any consumer advocate group.  See the below links for an example:

Jon Steward and Jim Cramer Part 1

Jon Steward and Jim Cramer Part 2

Jon Steward and Jim Cramer Part 3

I used to be complacent and intentionally ignorant of the whirlwind of despair and injustice plaguing our generation.  I didn’t watch the news.  I believed in Capitalistic ideals.  But lately, I’ve had cause to question and time to research why corruption and greed dominate this planet.  When I researched the effect of economic collapse on the middle class, I couldn’t help but note references to the Fiat system of money under the capitalistic system as practiced today.

Fiat money is money declared by a government to be legal tender.[1] The term derives from the Latin fiat, meaning “let it be done”. Fiat money achieves value because a government accepts it in payment of taxes and says it can be used within the country as a “tender” (offering) to pay all debts. In effect, this allows it to be used to buy goods and services and to pay tax.

I read many articles from google-generated sources but this one, called “The United States Fiat Money & The Federal Reserve Systemby Darryl Schoon on June 23, 2008, sums it up well.   He says “Fiat money is an oxymoron. Traditionally, money has been both a storehouse of value and a medium of exchange. Fiat money exists by mimicking both; but when its ability to do so ends, fiat money exposed for what it is, reverts to what it is—government issued coupons with expiration dates printed in invisible ink…While productivity is doing more with less, fiat money allows governments to do more with nothing. …

The issuance of fiat money by governments is, in truth, a white collar crime; and, as happens when white collar crimes are discovered, a highly visible paper trail leads directly back to the wrongdoers—in this case, the central banks…

Central banks are the mechanism by which society’s productivity is drained and indebted. Credit-based money issued by central banks turns into debt, debt which immediately begins to accrue compounding interest paid by productive members of society, e.g. workers, businessmen, farmers, savers and taxpayers. The interest, of course, is paid to bankers, non-productive members of society.

…The longer a fiat money system exists, the greater the odds of economic collapse. Over time fiat credit money destroys economies because time exacerbates the systemic flaws of credit-based, sic capital, markets.

In fiat credit-based economies, savers are penalized and speculators are rewarded. And while this is welcomed by Wall Street, it is a death warrant for Main Street. In the US over the past twenty years, while Wall Street has expanded, Main Street has contracted.

The shift in America from a productive to a speculative economy is evidenced by the recent growth and dominance of financial “services” companies, e.g. Goldman Sachs, JP Morgan Chase, BofA, Morgan Stanley, Lehman Bros, Wachovia, etc. —their only “service”, of course, is a uniquely destructive and deadly form of “self-service”… It is my belief the next five years will determine America’s destiny. Once seen as a beacon, it is now distrusted and feared and rightly so. Those who bled this nation dry are still in control and the American people, America’s only hope, are not even aware of what has happened; and, if America is to be saved, there is not much time left in which to do so.

The odds aren’t good and Americans, heavily indebted and addicted to credit, are still hoping the Federal Reserve can save them, much as a patient hopes doctors will provide the right medicines, not knowing the doctors are getting kickbacks from the pharmaceutical companies and are skimming prescriptions for their own benefit.

In fiat based economies, time is the enemy and 95 years have passed since fiat money was introduced into the US. In America and elsewhere time is passing and the clock is ticking and recently it’s been sounding more and more like a time bomb.

It is hoped the election of a new president will save America. It won’t. Democracy, once the hope of the world, is now its greatest disappointment. Money—and fiat money at that—has subverted the democratic process everywhere; and today, in all nations, politicians from both conservative and liberal parties dance to fiat money’s funereal beat—in a mockery of democracy’s original intent.”

The author has a long list of credits, available to anyone with a google search engine.  He is one of thousands screaming inaudibly into the tornado mass complacency.  It is frightening to note that he wrote that article before the Wall Street collapse, the bailouts and near double-digit unemployment rates.

My research has pulled me out of complacency and led me to believe that Fiat money + the Capitalistic System as practiced today equals economic ruin for the masses and redirects wealth to the obscenely rich.  If you agree, disagree or want to know more, let your voice be heard.